When owning a vehicle it is very important not just to be able to care for it with maintenance and repairs but it is also best to secure your vehicle with insurance that can mean having enough protection in cases when accidents and other troubles happen to your car.
Of course like getting a vehicle it is very important to look through different kinds of insurance policies and quotes especially when Medicine Hat auto insurance quotes are considered since there are a lot to choose from and it is wise to look for one that is right for you and for your vehicle.
Read and Research
Always consider looking through print or even online to search through the different available insurance companies and what they can offer for you.
Look through all of the details and make sure to read it as thoroughly as possible and if there are help lines or customer representatives that can help you out give these resource personnel a call to verify some of your insurance questions.
Compare and Analyze
Choose two to three insurance companies who you see fit to provide you with the insurance policies and quotes that you need and compare which one is worth to do business with in the long run.
Make it a point to seek for an appointment and consultation if needed to see just how much help they can provide for your vehicle policy and from these different companies select which one you are more comfortable to hire for your car insurance.
Adapt to Your Finances
When seeking for an insurance quote and purchasing a policy make it a point to get one that is adaptable to your finances especially since some of these quotes cost quite a lot of money.
Look into some of the flexible rates and see if some of the fees can be paid in several payments if possible without having to jeopardize the amount coverage that will be provided for your vehicle.
Look for Recommendations
Seek for the help of family or friends who have their own insurance policies and start from their recommendations and if possible ask them to endorse you to a company personnel.
Being able to deal business with someone who has worked with someone you know is a sure guarantee that the business they will offer is the same, if not even better than what was offered to your family or friend.
Servicing your car is absolutely vital to it’s performance and fuel-efficiency. Make sure that you go to your dealer or local garage at least twice a year for oil changes and routine maintenance. Have them inspect your tires for wear and rotate them, check the brakes and keep the air filter clean and clear. whatever it takes to keep your machine running smoothly. This will dramatically reduce how much gas your car uses.
I just wrapped up interviews for the book with the Toronto Star’s moneyville.ca and the CAA Magazine. Their articles were all about “Winter Driving Tips” to save gas. There’s a ton of them that I shared, but one of the most important related to your car’s front windshield “defroster”. This system uses the air conditioner to clear your windshield of ice and frost. All very good and safe, but you must remember to turn it off as soon as the job is done. Many people drive around with this turned on for the ENTIRE Winter! So their car is working 20% harder to power the air con which powers the defroster. What an unnecessary waste of fuel.
One of the biggest ways to reduce your gas bill is to stop speeding. On the highway, 93 km/h is the most fuel-efficient speed to drive. For every 10 km/h that you drive over this limit, you are burning up an extra 10% of your expensive fuel. The average speed on the highway seems to be around 113 km/h so every car is wasting 20% extra gas. But the speeding concept continues in city driving as well. Jack-rabbit starts, racing between red lights, and flying down backstreets to ‘make up time’ all can eat up an extra 15% of your car’s gas. Most people speed because they are late. Plan ahead and leave early, then you won’t have to speed.
We all know that idling our car is bad on so many levels and we’ve been told so many times. But we still keep doing it! In many cities, you can be fined for idling your car for more than 3 minutes. Cars are meant to be driven on an open road and that’s where they are most efficient. City driving is bad for a car’s fuel-efficiency, but idling is even worse. You are wasting 20% of your fuel when you sit still with your car running. Drive-thru, school pick-ups and drop-offs, waiting for someone to run into a store, … these are all places where we idle. Turn off that engine whenever you can. Save the environment from the awful emissions coming out of your tailpipe and save your gas.
On my way to a Television interview for the book today. I saw a very slow car in the right hand lane on the highway. I always drive in the right lane and stay below 100 to save gas, but this person was doing 90 km/h. It seemed really slow! I caught up to them, and saw a handmade sign on the back of their car that said “Sorry! Driving slower to save gas”. What a great idea! I passed them and gave them the thumbs up. Glad to see that this fuel-saving movement is really catching on
With gas prices at record levels, everyone is looking for ways to help save money at the pump. An indispensable guide, 75 Ways to Save Gas is packed with simple and easy-to-do tips to increase the fuel efficiency of your vehicle and lighten your environmental footprint at the same time.
For example, did you know that under-inflated tires can burn up to 12% more fuel? Or that driving 20 kms over the speed limit on the highway can increase your fuel consumption by up to 20%?
If you want to save money, this is required reading before your next road trip.
Jim Davidson is the President and Founder of Car$mart Inc., a Toronto-based car brokerage firm.